Wednesday, April 15, 2009

DON'T TREAD ON ME

I just wanted to give a shout out to my fellow Angry Americans participating in a nationwide Tea Party today - we support you ONE HUNDRED PERCENT.

I recently received a communication from one of my credit card holders , inquiring as to whether I'd like to pay an escalated APR of 11% because of 'changes in our business practices'. I can refuse and remain at 5% - or at least that's what the letter says - but if I do that , I will not be able to actually use the card. If I use it , the APR will immediately re-set at the 11% rate. So correct me if I'm wrong here - but didn't my taxpayer dollar just bail your lame a$$ out? And correct me again if necessary , but - aren't you now asking me to pay back the debt you showed up with BELLS on to ask for? What do YOU think my answer's going to be , stupid?

I do not appreciate condescending speeches about how I need to 'tighten my belt' and 'learn to live within my means' while entire corporations that have never heard that particular gem of wisdom are bailed out on my dime. I already do that , because if I didn't do that I'd lose my power , or lose my car , or lose my home. We manage to pay all our bills , buy the clothes for the kids that keep growing , keep the cats fed and pay for the food that has become darn near a luxury item , and by that point my belt is plenty tight enough , thank you. I've actually got some familiarity with what it's like to live within a budget - ya know why? Because I actually do it , day in and day out. We don't have a large fancy house that we can't afford - we have a house that's a little small for us , that we own. Round of applause , please. Nevertheless , we will be helping all those who did choose to buy more house than they could afford pay for the privilege of living someplace we *can't*. Sweeeeeet.

I'm sick and tired of paying the price for failure's that weren't mine - failure of our government in enacting asinine feel-good legislation 10 years ago that we're paying for now , failure to read the fine print on your own mortgage , bail-outs we'll be paying for the rest of our lives and our children's too , failure of corporations to run their own companies in a sensible manner , and the failure of our elected officials to love their own country enough to safegaurd the principles we were founded on. I'm angry , and I've been angry for a very long time.

And we are paying the price - we're paying with higher food costs , higher interest rates , loss of pay from the company that can't afford to pay more than X amount of hours a week , or can't afford to offer health insurance anymore. Or maybe they just can't afford to pay you , period. Done. We are all paying the price , but most of us didn't have much left to give , and not all of us get to vote on giving ourselves a hefty little raise to tide us over for - what , again? A job well done , was it?

Right.

13 comments:

Susan E. said...

Go you, girl!

My Vintage Studio said...

Fully agree with you! Budget is a daily pratice at our home. I double check all billing invoices now from all credit cards...notice the due date changes? We will have our bills paid off in 18 months....including 2 cars. I know this sounds like a lot or long time...but credit cards and predator banks can go to he*&. I only hope that Washington gets the message...but don't count on it!

BTW, your blog is lovely!

Studio Panorama said...

*clap*clap*clap*. Amen sister.

Patricia said...

My thoughts, exactly !!!

Beckie Holso said...

I wholeheartedly agree with every single word you said! You get a huge round of applause from me.

Christy said...

I'm with you darlin! It's getting unbelievable and yea, the credit card banks are really sooo ballsy. Anger, yep, we are too! We have one of the smallest homes in our neighborhood, sure, the banks would have happily given us a much larger home, but we knew, we knew! Why didn't others make the same choice we did? And why do we now have to pay for that?

Val Foster said...

Amen and amen, Kim. I wanted to go to the tea party here in Denver yesterday, but I had to work so I couldn't go.

As for me, I'm totally into the Constitution and what our country was founded on, and what our wise founders meant at the time. They had a tremendous amount of foresight and wisdom. We so, so need to get back to that mindset and reality. I believe it's a matter of our country surviving. It's that important.

Kudos to you for this timely and wonderful post. I'm proud and grateful to be an American, but I sure as he** don't like where we're headed right now.

lindacreates said...

Here, here!

Melange said...

I am with you. I don't beleive I have been this angry or disillusioned with our government. Let's face it that is saying alot.

Lori said...

great post Kim!!! i wish i had seen this sooner...there was a tea party in Cleveland, and i SO would have been there...except that my little guys birthday was the 15th...and we already had made plans for the far in advance...you GO girl!!!

Runako Designs by Dee said...

totally agree with you Kim!

Sharon said...

I just found your blog and I am 100% behind all you have said. I did go to a tea party. It was all orderly and people were able to speak their minds. There was nothing radical about it. When I saw that CNN reporter My mouth just dropped. She should have been fired. I pay my bills and live within my means. I am tired of all the bail outs. I could go on and on but I am sure you know what I would say. I hope there are more tea parties. Sharon

Alette Designs said...

I totally with you Kim,

As we received the Same Like Notice from Bank of American. Bank of American Said if you agree DO Nothing and Whole Balance will Double the Interest Rate!

Then with my Business One from Chase it was Like Double also. But with them If you Disagreed with Interest Rate Increase then, your Account was Closed Automatically!

TOTAL BS! Since any Closing of Any Credit Card is Automatic REASONS TO CAUSE YOURS OR AS WITH THIS BEING MINE It Causes your Credit Score to be reduced! GO FIGURE! THAT BS! And all because of their statement Stating they needed to make MORE MONIES FROM MY ACCOUNT!

TALK ABOUT BEING TICKED OFF!

Cindy Alette